WorldFirst

Most businesses outgrow their local bank the moment they start trading internationally. Multiple accounts. Slow transfers. FX rates that eat into margins. It adds up to wasted time and lost opportunity.

WorldFirst is a global payments solution designed to make international business a lot less complicated.

It started in London in 2004 with one goal: to give SMEs enterprise-level payment power. Now part of Ant International, WorldFirst is plugged into one of the world's largest fintech infrastructures. This means:

• Faster payments
• Better rates
• Global reach, with local expertise

From e-commerce sellers to importers and B2B businesses – if you trade across borders, WorldFirst is built for you.

A simple way to manage global payments and multi-currency transfers.

Key features

• Global marketplace collection — With WorldFirst, you can get paid from 130+ marketplaces, e.g. Amazon, TikTok Shop, AliExpress, using local bank details that work like domestic transfers. Your money arrives faster. You keep more of it. And switching your marketplace setup takes seconds, not weeks.
• Business card — World Card works in 150+ currencies across 210+ countries and earns you up to 1.2% cashback on every eligible transaction. Pay for ads, software, logistics, and procurement with zero FX fees on 15 major currencies. Set spending limits and track expenses in real time.
• Multi-currency account — WorldFirst gives you one multi-currency account that works like a local bank in 20+ currencies across 200+ markets. Open it in minutes. No setup fees. No monthly charges. Just the freedom to operate globally without the complexity.
• Merchant cash advance — Most SMEs hit the same wall: they're ready to scale, but banks won't fund them. WorldFirst Capital fixes that. Get a Merchant Cash Advance based on your actual sales — not your credit score or collateral. Apply in minutes and receive funds in 24 hours. Pay your advance as a percentage of daily revenue, so when sales slow, so do your payments.
• Scale with enterprise-grade infrastructure — WorldFirst Enterprise gives you and your customers a financial infrastructure: global checkout in 200+ markets, multi-currency accounts, card issuing, mass payouts, AI-powered treasury, and real-time settlement in 25 currencies. All accessible via developer-first APIs.